Kingston Financial Centre provides a full range of financial products and services.

We provide:

• Objective guidance
• Sound investment advice
• Personally tailored retirement income planning
• Estate preparation
• Insurance solutions for individuals, corporations and shareholders
• Assistance with pension plan transfers
• Referrals to specialty Investment Counsel for High Net Worth Investing (Cumberland Private Wealth Management CPWM)
• Collaborative work with your accounting and legal advisors

Our products include:

• Mutual Funds
• Segregated Funds
• Competitive interest short and long-term GICs
• High interest chequing and savings accounts through our MGA
• RESPs
• RRSPs
• RRIFs
• TFSAs
• Life, Disability, Long Term Care and Critical Illness Insurance
• Annuities and Variable Annuities
• Employee Benefit Plans  (Eastern Ontario  Employee Benefits)
• Travel Insurance (Ingle International)

Components of Investing

Kingston Financial Centre ensures all investing opportunities meet your objectives.

Investor Personality Profile

The investor personality profile reflects your personality as it relates to your tolerance for risk, need for liquidity, and the timeline for reaching goals. It is important to balance these considerations to reduce risk while increasing returns.

Investment Goals

What do you want to achieve through investing? Do you want to buy a house in 10 years, a car in five years, save for your newborn's university education or put away enough money to travel the world when you retire? You need to determine how much money you are going to need to achieve your goals and how much risk you are willing to take to reach them.

Investment Decisions and the Asset Allocation Model

In the Asset Allocation phase, investor personality differences are recognized through the segmentation of investment dollars into the appropriate mix of asset classes.   We strive to optimize risk adjusted returns.

Monitoring

At Kingston Financial Centre, regular client meetings and follow-up reviews are an important aspect of investing to ensure goals are being met.  

Retirement Preparation

Preparing for retirement is very similar to building any long-term investment strategy - you need to follow certain basics. Once your goals are set and risk is evaluated, you have to choose the investments and products to help your plan succeed.

Kingston Financial Centre will review your present financial situation and recommend an action plan, if necessary, to meet your retirement objectives.

Insurance

Many people take the time to insure their homes, their cars and their personal belongings, but the two things that have the most value – your life and your health – are often not covered.

Deciding whether you need this type of insurance doesn't have to be complicated!  Think about it this way - insuring your life and health is really about insuring the income that supports your lifestyle.

Insurance doesn't have to be intimidating. Kingston Financial Centre follows a step-by-step process to help you better understand and choose the protection that's right for you.

Our insurance expertise comes from years of personal experience in the life insurance industry.